Shri Ram Car Insurance
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Car Insurance is a contract between an insurance company and the insured in which the company agrees to financially safeguard the insured's four-wheeler from unforeseen risks. These risks include third-party liability, natural disasters, vehicle theft, and more. The insurance company provides these coverages in exchange for a periodic premium.
- 24*7 Roadside Assistance
- Prompt customer service
- Quick claim assistance
3 Different types of Car Insurance Policies are
- Third - party Insurance
In the event of an accident involving the insured's vehicle, it provides financial protection against injuries, death, or property damage to a third party. Nevertheless, it is important to note that a Third-Party Car Policy does not cover damages to the insured vehicle.
- Comprehensive Insurance
is a combination of a Third-Party and Own Damage (OD) Policy, so you get the coverage of both plans. In addition to Third Party coverage, OD Policy, on the other hand, provides coverage for damages/loss to your own vehicle. You also get the provision to select add-ons with this policy to extend coverage.
- Stand Alone Own Damage Cover Policy
covers accidental collisions, natural and manmade calamities, theft, fire, and total loss. Furthermore, under this policy, you can also select Add-Ons to further enhance coverage. For more comprehensive coverage, we advise purchasing an OD Policy if you already possess the legally required Third-Party Insurance Policy. By doing so, you can financially protect yourself from a host of car-related accidents.
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